Real Estate Laws & Customs By State - Fidelity National Title Insurance Company

- 8 - REAL ESTATE LAWS & CUSTOMS BY STATE COLORADO Title Insurance Rates Filed Form of Conveyance Warranty Deed; Special Warranty Deed State Encumbrance Forms Deed of Trust; Mortgage Customary Closing Entity Title or escrow company; others Commitment Issued? Duration? Yes. 6 months. When is Invoice Issued? With Commitment Deed Transfer Tax? Yes, Documentary Transfer Tax Mortgage Tax? No Leasehold Tax? No CUSTOMARY FEE SPLITS Owner’s Policy Premium Seller pays; negotiable by contract Loan Policy Premium Buyer pays; negotiable by contract Title Search & Examination Included in premium Survey Charges Negotiable Deed Transfer Tax Buyer pays; negotiable by contract Mortgage Tax Not applicable Closing Fees Divided equally or by contract Recording Fees Buyer pays; negotiable by contract