- 27 - REAL ESTATE LAWS & CUSTOMS BY STATE ©2025 Fidelity National Title Insurance Company (08/25) MISSISSIPPI Title Insurance Rates Not filed Form of Conveyance Warranty Deed; Quitclaim Deed (with underwriter approval) State Encumbrance Forms Deed of Trust Customary Closing Entity Attorney Commitment Issued? Duration? Yes. 90 days. When is Invoice Issued? With Commitment Deed Transfer Tax? No Mortgage Tax? No Leasehold Tax? No CUSTOMARY FEE SPLITS Owner’s Policy Premium Buyer or Seller can pay; also negotiable Loan Policy Premium Buyer pays Title Search & Examination Seller pays Survey Charges Negotiable Deed Transfer Tax Not applicable Mortgage Tax Not applicable Closing Fees Divided equally Recording Fees Buyer pays
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