- 17 - REAL ESTATE LAWS & CUSTOMS BY STATE ©2025 Fidelity National Title Insurance Company (08/25) INDIANA Title Insurance Rates Filed Form of Conveyance Warranty Deed, Personal Representative’s Deed, Trustee’s Deed State Encumbrance Forms Mortgage Customary Closing Entity Title company; others Commitment Issued? Duration? Yes. 180 days When is Invoice Issued? With Commitment Deed Transfer Tax? No Mortgage Tax? No Leasehold Tax? No CUSTOMARY FEE SPLITS Owner’s Policy Premium Seller pays Loan Policy Premium Buyer pays Title Search & Examination Varies by county Survey Charges Buyer pays Deed Transfer Tax Not applicable Mortgage Tax Not applicable Closing Fees Commercial: negotiable (usually split 50/50) Residential: negotiable (usually split 50/50) Recording Fees Buyer pays
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