- 13 - REAL ESTATE LAWS & CUSTOMS BY STATE ©2025 Fidelity National Title Insurance Company (08/25) GEORGIA Title Insurance Rates Filed Form of Conveyance Warranty Deed; Limited Warranty Deed; Quitclaim Deed State Encumbrance Forms Security Deed (aka, Deed to Secure Debt) Customary Closing Entity Commercial: Attorney, Title Agent under supervision of a Georgia Attorney, or Company office under supervision of a Georgia Attorney. Residential: Attorney Commitment Issued? Duration? Yes. 6 months. When is Invoice Issued? With Commitment Deed Transfer Tax? Yes, Real Estate Transfer Tax Mortgage Tax? Yes, Intangible Record Tax Leasehold Tax? No CUSTOMARY FEE SPLITS Owner’s Policy Premium Negotiable Loan Policy Premium Buyer pays Title Search & Examination Buyer pays Survey Charges Buyer pays Deed Transfer Tax Commercial: Negotiable Residential: Buyer pays Mortgage Tax Buyer pays Closing Fees Negotiable Recording Fees Buyer pays
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