TABLE OF CONTENTS Form 32 Construction Loan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................................ 208 Form 32.1 Construction Loan – Direct Payment. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .................................... 211 Form 32.2 Construction Loan – Insured’s Direct Payment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................... 214 Form 33-06 Disbursement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .............................................. 218 Form 34-06 Identified Risk Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ......................................... 220 Form 34.1 Identified Exception & Identified Risk Coverage. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .............................. 222 Form 35-06 Minerals and Other Subsurface Substances – Buildings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .224 Form 35.1-06 Minerals and Other Subsurface Substances – Improvements. . . . . . . . . . . . . . . . . . . . . . . . ........................ 226 Form 35.2-06 Minerals and Other Subsurface Substances – Described Improvements. . . . . . . . . . . . . . . . . . . ................... 228 Form 35.3-06 Minerals and Other Subsurface Substances – Land Under Development. . . . . . . . . . . . . . . . . . . .................. 230 Form 36-06 Energy Project – Leasehold/Easement – Owner’s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .............................. 232 Form 36.1-06 Energy Project – Leasehold/Easement – Loan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................... 236 Form 36.2-06 Energy Project – Leasehold – Owner’s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ................................... 240 Form 36.3-06 Energy Project – Leasehold – Loan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 244 Form 36.4-06 Energy Project – Covenants, Conditions and Restrictions – Land Under Development – Owner’s. . . . . . . ....... 248 Form 36.5-06 Energy Project – Covenants, Conditions and Restrictions – Land Under Development Loan. . . . . . . . . . ......... 252 Form 36.6 Energy Project – Encroachments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 256 Form 36.7-06 Energy Project – Fee Estate – Owners’s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ................................... 260 Form 36.8-06 Energy Project – Fee Estate – Loan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 264 Form 36.9 Energy Project – Minerals and Other Subsurface Substances – Land Under Development . . . . . . . . . . .......... 268 Form 37-06 Assignment of Rents or Leases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...................................... 272 Form 38-06 Mortgage Tax. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................................... 274 Form 39-06 Policy Authentication. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........................................... 276 Form 40-06 Tax Credit – Owner’s Policy. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........................................ 278 Form 40.1-06 Tax Credit – Defined Amount – Owner’s Policy. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................... 282 Form 41-06 Water–Buildings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................................. 284 Form 41.1-06 Water–Improvements. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........................................... 286 Form 41.2-06 Water–Described Improvements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 288 Form 41.3-06 Water–Land Under Development. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 290 Form 42 Commercial Lender Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........................................ 292 Form 43-06 Anti-Taint. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ................................................. 294 Form 44-06 Insured Mortgage Recording – Loan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .................................... 296 Form 45-06 Pari Passu Mortgage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ........................................... 298 Form 46-06 Option . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .................................................. 302 Form 47 Operative Law – 2006 Owner’s Policy. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ................................... 304 Form 47.1 Operative Law – 2006 Loan Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 307 Form 48 Tribal Limited Waiver and Consent. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..................................... 308 Form 48.1 Tribal Limited Waiver and Consent Agreement. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ............................... 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